October 31, 2011

President HARP’s on new program to assist Homeowners Looking to Refinance

Posted in Uncategorized tagged , , , , , , at 7:23 pm by winterbaserva

  Obama’s HARP is playing in Washington for homeowners who may be underwater with their mortgages!

The current Administration’s Home Affordable Refinance Program (HARP) has been designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. The program allows refinancing of qualifying loans if the borrower owes up to 125 percent of the home’s value. Since its inception however, 9 out of 10 of eligible homeowners have failed to take advantage of this government program.

The HARP program will allow homeowners who have made timely mortgage payments in the last year to refinance even without the equity in their home that traditionally they would need to refinance. One important aspect of the stipulations to note is that homeowners current mortgage would have to have been sold to Fannie Mae or Freddie Mac before May 31, 2009. The HARP program will be presented in phases with loan applications starting at December 1, 2011 or after.

The enhancements to the HARP program will include:

  • Eliminating certain risk-based fees for borrowers who refinance into shorter-term mortgages and lowering fees for other borrowers;
  • Removing the cap on loan-to-value (LTV) – previously set at 125 percent – to allow far more borrowers to qualify (effective sometime in the first quarter of 2012);
  • Extending HARP through December 31, 2013; and
  • Streamlining the process further for borrowers.

HARP generally reduces the borrowers’ monthly mortgage payment by providing a new loan at a lower interest rate, and may also be used to replace an adjustable-rate or interest-only loan with a fixed interest rate loan. To find out  if you may qualify for the HARP program please contact your local Mortgage lender.

August 18, 2011

The one call a Listing Agent NEVER wants to get!

Posted in Uncategorized tagged , , , , , , , at 3:58 pm by winterbaserva

As I flew out the door headed to my seller’s house I went over in my mind what the showing agent had said, “The basement carpeting is soaked, can’t tell where it’s coming from, better let the owner’s know!” Yeah, not so easy to do since my seller was out of the country, with no return in sight. As I opened the lockbox and headed for the basement I hoped for the best, but feared the worst. The carpet was wet in different places, and I couldn’t tell where the water was coming from. My mind immediately kicked into recovery mode and I called my assistant to get the number for a few of our plumbing vendors, and restoration clean up companies. Five phone calls later, including one to my trusty home inspector to find out where the water shut off valve might be, I had a moment to take a breath, and regain some vestige of composure. This might have been something I could wrap my brain around if my home owner was in the same HEMISPHERE as me and knew about his EMERGENCY home disaster! But being the ultimate professional Realtor that I am, who thinks on her feet, I realized I was on my own with this little misadventure.

According to my assistant, it was approximately 12:30 AM in the region that my home owner was visiting, and as he slept peacefully, with full confidence in my ability to protect his interests in his absence, I tried to convince myself not to run away, since I could think of a few countries I would rather be visiting myself at that exact moment. One more deep breath, and the plumber finally arrived. He found the culprit pipe leak within minutes and proceeded to ask who was paying for his services today. I looked around and didn’t see anyone else, so I reluctantly signed off on the $350 service fee, happy that the flood had subsided. Not long after, the restoration company showed up for what was going to turn into a much longer stay than the plumbers. As I threw the clothes that had gotten soaked in the washer, turned it on, and gathered up the remaining delicate items to drop off at the dry cleaners, I looked around at the damage to report to my home owner. It was obvious that it was going to turn into a home owner’s insurance claim, but I didn’t have his insurance information, deductible, etc and did I mention it was the middle of the night where he was? Oh well, story for another day. As the words ‘above and beyond the call of duty’ wafted through my mind, I smiled and thought to myself , “I’d hope that he would have done the same for me if he was in my place”, and either way, this is what being the best is all about.

It’s about protecting your client’s best interest, whatever it takes! If this sounds like the kind of ‘service with a smile’ you are looking for when you are ready to put your house on the market, give me a call at 678-463-3173, that’s Winter Baserva, real estate agent extraordinaire!

May 4, 2011

Alpharetta Relocation…..What to Look for in an Atlanta Relocation Home!!

Posted in Uncategorized tagged , , , , , , , , , , at 8:57 pm by winterbaserva

  Atlanta, the sixth-largest city in the Southeastern region and home to over 5.3 million residents, has undergone a transition from a city of regional commerce to a city of international influence. It has been among the fastest growing cities in the developed world for over a decade. And, fortunately for those of us who live here, we see no signs of this slowing down. As a matter of fact, by the year 2020 Atlanta is projected to house over 8 million residents!!! And, with all of the global technology companies and international corporate headquarters such as UPS, Delta, Coca-Cola, CNN, TBS, the Center for Disease Control, etc. there will continually be a steady flow of people relocating to the area.

 So, when you are being relocated to the sweet tea capital of the world, keep in mind these simple tips when your company or you are looking for your perfect relocation home:

1)    LOCATION-How many times have we heard this one?? We’ll, you will need to consider this EVEN MORE carefully in Atlanta, as some of the commutes can have you in your cars for days. Most people who are relocating to the area opt for a “suburban feel” with proximity to “the city” where most headquarters are located…..But, a GOOD BIT of the technology jobs as well as many others have named ALPHARETTA their headquarter location. Perfectly situated off GA-400, this is one of the BEST areas in terms of being able to get more BANG for your buck. It’s proximity to shopping malls like North Point and  entertainment like the Verizon Wireless Amphitheater, in addition to every restaurant imaginable, make it one of the ideal locations to relocate to. The air is clean, people friendly and you have access to a plethora of parks, and family rich activities.

 2)    SCHOOLS-Even if you don’t have children, schools play a big park in resale in Atlanta and Alpharetta is chock full of good ones.

Abbotts Hill-great elementary school for those budding minds.

Taylor Road-voted one of the best middle schools by the locals
Chattahoochee High School-
Home of the Cougar and I’m proud to say this is where I graduated High School.

 3)    FEATURES-Most people that are being relocated to the area tend to hold high power, high stress and highly time consuming jobs. Renovations and rehab are not items that most are able to do and even if they wanted to or could afford to, just don’t have the time. You will want to find a home that has the features you want, so you can move right in and get settled. Things that resell in Atlanta and hold significant value include BRICK homes, RENOVATED kitchen’s and having basements either for storage or for additional play area. Yards go a long way here too, so in your search, be sure to find homes that have these things taken care of, so you can get on to the more important things in life!

4)    VALUE-Who doesn’t want a good deal in this market?? But, where does value exactly come from?? This point can be summed up by my previous points, having the right location, the right features and the right price….THIS EQUALS VALUE!! Be sure to find a home that exudes this quality!!!

5)    BASEMENTS-While this is really one of the “features” you are looking for, finding a home with square-footage and more importantly, a basement will be KEY to your resell value. Atlanta is BIG ON BASEMENTS. Its pretty hard to find homes with FINISHED basements that go beyond your typical crawl space.

While these are just some of the things to look for when relocating to Atlanta, other things such as low land taxes will need to be considered. Although, its hard to find all of the items above in a home, its not impossible.

Recently, this ALPHARETTA POTTERY BARN PERFECT HOME has come up for sale and represents EVERYTHING above which is just about impossible to find all in one shot!

   

If entertaining is one of the things you enjoy in life, you have arrived!! Welcome to 5522 Laurel Ridge Drive.

This Pottery Barn PERFECT, Brick Beauty has the best of New Age design while still maintaining the Old World Intimate Community Feel.

From the moment you step in this lavish ENTERTAINER’S ESTATE, your breath is taken away by the architectural details and superb layout.

Complete with CHEF’S KITCHEN renovated with tile backsplash and GRANITE counters to the fireside family room with a WALL OF WINDOWS and DETAILED trim work, this home boasts the ULTIMATE in Luxury Living.

No expense has been spared and your tastes are ignited as you witness the designer features like the GENEROUS master suite with walk-in closet and SPA-LIKE master bath retreat.

Located near a cul-de-sac near Chattahoochee High School, yet still within a stone’s throw of major shoppings, restaurants and parks, you will know that you are AT HOME in this private luxury oasis.

 Other Special Features Include:

DRAMATIC Entertainer’s OPEN Floor Plan with WALL OF WINDOWS in MASSIVE Two-Story Family Room!
GORGEOUS Chef’s Kitchen with GRANITE Countertops & Tile Backsplash~Complete with Island!
EXTENSIVE Millwork & Trim Details Throughout the Home!
Gleaming Hardwoods on Main Level!!!!
Custom, Designer Paint Throughout, Makes this Home…..SHINE!!!
Newer Carpet in EXCELLENT Condition, Means Move Right In!
MASSIVE, OVERSIZED FULLY-FINISHED Basement, Complete with Additional Room & FULL Bathroom!!!
Terrace Level Access to Your LOW MAINTENANCE Yard!!
ADDITIONAL Loft Space for Extra Sitting Area or Computer Room!
Large Secondary Bedrooms!!!
LAVISH Master Suite with Walk In Closet & Dual Vanities!
BEAUTIFUL, Brick Construction & Maintained to a
Formal Living & Dining Rooms & ADDITIONAL Breakfast Nook!
IMMACULATE Condition!!!
Entertainer’s Deck Overlooking PRIVATE Backyard!
Perfectly Situated off Abbotts Bridge and Just a Stone’s Throw to Chattahoochee!!!
AWARD-WINNING School District!!!
Swim/Tennis Available in Westbury!!!

But, don’t take my word for it, see for yourself:

For more information or to schedule your own private tour, visit www.SeasonsRealtyGroup.comor call Winter Baserva at 678.463.3173 

April 20, 2011

In Real Estate the Golden Rule rules!

Posted in Uncategorized tagged , , , , , , , , , at 8:53 pm by winterbaserva

In Real Estate, the Golden Rule rules!!

I heard recently of a book called ‘The Go-Giver’, where the premise of the book is that in order to be successful in sales, you should put others needs, and desires first, instead of your own. You know, the Golden Rule we (some of us) learned as children? Since I have heard it said that the general public considers real estate professionals to be just a step above car salesman, I can see where this kind of sentiment is coming from. Whereas I have found most real estate salespersons to have entered the field with altruistic motives, it’s not a stretch to believe that some have ‘fallen from the path of good intent’.

I am a little astonished that we need someone to write books to remind us that we should treat others the way we would like to be treated. Has it come to this? Like this is some new, brilliant concept that the world is waking up to. Or is it simply something many have forgotten in their ‘Go Taker’ mentality, as this author calls it?

As the author insists, when you put the other person’s (your clients) needs above your own, then you will most likely come out ahead yourself. In real estate it makes perfect sense to put your clients needs first because this is a business where you get the privilege of helping someone find their ‘dream home’, their ‘first home’ or their investment for their future. All of these are lofty goals, and our priority should be to treat each client like we would want someone else to treat our mother, father, sister, or brother. Real estate is very strongly based on referral business, and your character determines your reputation!

In other words, “It’s not about you, it’s about them.”

So, how can we apply Go-Giver principles to a real estate business?

•·         We can take such good care of our clients that they can’t wait to refer us to everyone they come across whose looking for the ‘best’ agent

•·         We can be completely up front with our sellers about the current market and what the market will bear, instead of taking the listing at a price that will never sell just to get a listing

•·         We can do our homework ahead of time with our buyers and help look at the houses that will suit their needs instead of letting them look thru hundreds of listings hoping they will find the right ones to look at        

•·         We can provide clear explanation of our commission structure to sellers with full disclosure as to what the extent of our services are that we provide for them          

•·         We can help buyers decide if this is the right time for them to buy instead of trying to push them into buying without ‘counting the cost’

For me this is not a new concept, and I hope it isn’t for you either. For all of us, the ‘Golden Rule’ should be the ‘Rule’, and not the ‘exception!’

March 30, 2011

New luxury apartment building in the works for Buckhead..

Posted in Uncategorized tagged , , , , at 8:25 pm by winterbaserva

It appears the confidence level is increasing with investors as the latest trek into the luxury apartment market is gearing up for a new project in the Buckhead area, a magnet for Gen Y workers. Preserve Properties, LLC has the site located at 92 West Paces Ferry Rd. under contract with plans to develop a new 8 story luxury Buckhead apartment building. The multi-family development will stand adjacent to the two year old St. Regis Atlanta hotel and residence.

“We’re certainly not talking about developing a new apartment building by the end of the year,” Preserve Properties developer Draper said. “We’re only getting the property into [zoning] compliance.”

The developers are hoping to expand on the special public interest zoning district, known as SPI-9, that will encourage ‘walkability’ in Buckhead, helping to transform the traffic jammed streets, and aging strip malls into a more connected and friendly Urbanscape.

“I think this kind of project is exactly what we want to see,” said Denise Starling, executive director of the Buckhead Area Transportation Management Association, or BATMA.

According to Starling, a new mid-rise apartment building would complement plans for a new ‘international district’ that would include foreign consulates, office building, and a mix of residences all linked by expanding sidewalks and dotted with streetside shops and cafes.

March 17, 2011

TOP 7 FORECLOSURE MYTHS for ATLANTA HOME BUYERS & THEIR TRUTHS REVEALED

Posted in Uncategorized tagged , , , , , , , , , , , , at 3:23 pm by winterbaserva

 TOP 7 FORECLOSURE MYTHS for ATLANTA HOME BUYERS & THEIR TRUTHS REVEALED

I am often faced with the same questions and “myths” from home buyers in regards to Atlanta foreclosures. Its quite interesting how far these myths have spread over time and how inaccurate some of them are……I’m going to debunk a few of the common myths that seem to be circulating among consumers.

Myth #1: Foreclosed properties are always in bad neighborhoods.

THE TRUTH: In the current economic climate, every community and every part of town can contain foreclosed properties, with abodes ranging from modest town homes to extravagant vacation escapes appearing on the market. The economy has hit ALL areas and the result is a bunch of Atlanta Foreclosures and Atlanta Short Sales.

Myth #2: Foreclosed properties are usually in poor condition.

THE TRUTH: Though this isn’t always the case, there can be significant maintenance and structural issues hiding behind an attractive and seemingly well-tended façade. Most foreclosed homes show significant cosmetic work (dingy carpets, poor paint, lack of appliances, etc), but the more costly items will tend to be in your roofs, structure/foundation and mechanical systems.

Do your research and use a Atlanta Realtor before purchasing any foreclosed property. They will be able to connect you to the right contractors for proper estimates and be able to establish how much deferred maintenance will affect your bottom line!

Myth #3: A foreclosure sale takes advantage of the owners.

THE TRUTH: At the point of foreclosure, the owner has already defaulted on their loan. Its too late to take advantage of the owners, the property now belongs to the bank who is now the new owner. Had you purchased the property as a short sale (one of the hardest and most misunderstood items in real estate right now), you STILL would have been helping the owner get to a lesser degree of default and in the end helping them.

Don’t feel bad for the owner. While the situation is not ideal and it shouldn’t be wished on anyone. With the proper adjustments and credit repair, people who have gone into foreclosure can buy another home again in about 3-7 years depending on their situation.

Myth #4:Financial irresponsibility is always the source of foreclosure.

THE TRUTH: All it takes is the loss of a job, an unexpected health issue, or other life emergency to put a previously solid financial picture in jeopardy, and coverage of such major expenses as mortgage payments can easily be impacted. There may be some people taking advantage of the time, but that is not the case for everyone. Each Atlanta Foreclosed home has is own unique individual situation.

Myth #5: Foreclosure guarantees bargain pricing.

THE TRUTH: Banks sometimes have up to 15-20 offers on them just because they are labeled the Scarlett Letter “f”. Just because it says foreclosure, looks like a foreclosure doesn’t mean its priced like a foreclosure.

Before falling completely in love with what looks like a can’t-miss deal, be sure you know the property’s true market value so you’re not paying for more house than you’re getting. I have found that in today’s market, Mr. and Mrs. Seller tend to have the ABILITY to budge on their pricing versus the banks whose asset manager has a reserve they HAVE to meet and 15 offers on the table that they get to pick from.

Myth #6: A lower price equals higher equity.

THE TRUTH: This is one equation that won’t pan out if a property involves unpaid taxes, mechanics’ liens or an expensive string of repairs, all of which subtract from the equity and add to the cost. In any foreclosure purchase, BE SURE to get owners title insurance. This will protect you from any encumbrances on title prior to you owning the property. Its a one-time fee that could end up saving you a fortune.

Myth #7: AS-IS Means I have to buy it no matter what.

THE TRUTH: As is means, the property is sold “AS IS” with no repairs made by the seller. HOWEVER, this does NOT mean you are not entitled to an inspection. If you find something on the inspection report that scares the dickens out of you,  the seller will NOT make any repairs, but you are still entitled to back out of the contract during your due diligence window and/or inspection period without penalty. Making sure you have a qualified Atlanta realtor that knows the “ins and outs” of foreclosures is KEY to your success in this purchase.

While this is just a small sampling of some of the common Atlanta Buyer foreclosure myths, there are many others to be weary of…

For MANY other tips, tricks and tactics to WIN in today’s Atlanta Real Estate Market, call me at 678-463-3173 or visit www.SeasonsRealtyGroup.com!

March 2, 2011

THE TOP 7 FORECLOSURE MYTHS for ATLANTA HOME OWNERS & THEIR TRUTHS REVEALED….

Posted in Uncategorized tagged , , , , , , , , , , , at 7:55 pm by winterbaserva

THE TOP 7 FORECLOSURE MYTHS for ATLANTA HOME OWNERS & THEIR TRUTHS REVEALED….

I come across some of the same questions and “myths” from home owners over and over about Atlanta foreclosures. Its quite interesting how far these myths have spread over time and how inaccurate some of them are……I’m going to debunk a few of the common myths that seem to be circulating among consumers…

Myth #1: The bank really wants your home back.

THE TRUTH: Believe me, the LAST thing the bank wants is your home back. It’s important to understand that the banks are not brokers, property managers, or agents, and they do NOT want that business. It’s not your home they want, BUT THE MONEY LENT FOR ITS PURCHASE that they want to recover. Foreclosure is a time-consuming, last-resort process for banks, and most will do everything possible to work things out with a homeowner in order to avoid it.

Myth #2: Filing for bankruptcy stops a foreclosure.

THE TRUTH: This one stumps everyone. First, you have to look into the different types of bankruptcy and what you will find is that they vary as much as the color of socks in a sock drawer. While many think they can “cheat” the system this way, bankruptcy creates only a temporary delay in the foreclosure process, so using it as a strategy for stopping it altogether will ultimately fail.

Myth #3: The Atlanta Home Owner is NOT Responsible for Paying the Bank’s Legal Fees.

THE TRUTH: SURPRISE……as an Atlanta Home Owner in default, you actually are responsible for ALL THEIR LEGAL FEES. All of the details are in your mortgage agreement, so take a close look at the fine print…I think the revelations might ASTOUND you.

Myth #4: Even if I pull together the money I owe after the foreclosure process has begun, it’s too late to stop it.

THE TRUTH: : It’s NEVER to late to work out options. I have had some Atlanta foreclosures stopped the DAY it was supposed to be foreclosed on. Banks and lenders do not want borrowers to lose their homes and they REALLY don’t want another asset on their books. They consider the foreclosure option to be the ABSOLUTE last resort.

The truth is that lenders can expect MOST of the time to lose money in the foreclosure process. Even if foreclosure proceedings have begun, it’s not too late to be considered for a loan modification, short sale or other foreclosure alternative. Borrowers should contact a REALTOR®  to find out what their options are as soon as they know their mortgage is becoming a difficult thing for them to pay. The best way to avoid a foreclosure is to put yourself in contact with the people who can help you along the process. YOU DON’T HAVE TO GO AT IT ALONE.

 MYTH #5: The bank will take all my stuff along with the house.

THE TRUTH: All personal property is yours to take; however, fixtures, floor coverings, appliances and anything else permanently attached to the house must stay.

MYTH #6: My involvement with the property is over once the bank takes it back.

THE TRUTH: After Atlanta foreclosure, if the bank sells the home for less than you owed on the mortgage, you’ll still be responsible for the difference, or “deficiency.” What’s more, they can collect interest on that amount. A deed in lieu of foreclosure or chapter 7 bankruptcy may clear you of owing a deficiency, so consult a bankruptcy attorney if you have questions about your status and options.

AND, ONE OF THE MOST COMMON FINAL MYTHS IS…..

 Myth #7: If you’re foreclosed on, you will not be able to get another mortgage.

THE TRUTH:  Will a foreclosure hurt your credit…YES and it’s true that it may take a several years to qualify for a mortgage after a foreclosure, but it can be done with some effort and planning. If the default was caused by extenuating circumstances, such as a job loss or serious illness, then Freddie Mac guidelines state that the borrower must re-establish an acceptable credit reputation for at least the most recent 36 months before applying for a new mortgage.

March 1, 2011

MAJOR CALIFORNIA PRODUCTION COMPANY COMES TO ATLANTA TO FILM LOCAL REALTOR IN UPCOMING EPISODE OF HGTV’S ‘HOUSE HUNTERS’

Posted in Uncategorized tagged , , , , , , , , , , , , , , at 5:08 pm by winterbaserva

MAJOR CALIFORNIA PRODUCTION COMPANY COMES TO ATLANTA TO FILM LOCAL REALTOR IN UPCOMING EPISODE OF HGTV’S ‘HOUSE HUNTERS


PRESS RELEASE

Media Contact:

Brian Cowling

Director of Strategic Growth

bcowling@solidsource.net

770-757-2411

  Agent Contact

Winter Baserva, Realtor®

winter@seasonsrealtygroup.com

678-463-3173

For Immediate Release

MAJOR CALIFORNIA PRODUCTION COMPANY COMES TO ATLANTA TO FILM LOCAL REALTOR IN UPCOMING EPISODE OF HGTV’S HOUSE HUNTERS
March 5-8, 2011

Realtor®, Winter Baserva, Defies Odds in a Down Market &
The Networks Are Paying Attention!

ATLANTA, GA-February 28, 2011 – A major California production company will be in Atlanta March 5-8, to film local real estate agent and wave maker, Winter Baserva, of Seasons Realty Group team of Solid Source Realty, Inc. in her second episode on HGTV’s House Hunters. The popular show, which has an average of five million viewers per episode, takes viewers behind the scenes of the emotional experience of finding and purchasing a new home. Shot over four days, the episode will be release approximately 6-8 months following shooting.

“I was approached directly by the show in 2009 because of my out-of-the-box approach to buying and selling in today’s real estate market. My original episode, Pampered Pooch, featured me and my buyers “shopping” in the Brookhaven area. Since its launch date in January 2010, it continues to run on HGTV,” said Winter Baserva, Realtor®, Seasons Realty Group of Solid Source Realty, Inc. “I’m honored and humbled to be the only real estate agent in Atlanta featured on the show TWO times, in addition to being less than a handful of agents EVER featured on the show two times.”

In a time where most agents are struggling for business, Baserva is defying the odds and has set ground-breaking records within her brokerage. “Winter’s commitment to provide exceptional service, coupled with genuine care for others, is felt by clients and co-workers during every transaction.  She consistently delivers service beyond client expectations and extraordinary success continues to follow her hard work.  Winter ranks in the top 1% of over 2700 Solid Source Agents in one of the most challenging real estate markets in real estate history.  Achievement of this magnitude is a direct reflection of her commitment, attention to details, focus and drive.  It is an honor to have her representing Solid Source Realty,” said Michele Velcheck, owner, Solid Source Realty.

She has also set records for her own personal production. “More millionaires were made during the Great Depression than any other era in U.S. History,” said Baserva. “I specialize in good deals and selling homes for top dollar. There are tremendous opportunities for both buyers and sellers in today’s market for those willing to find them.”

While buyers still have the upper hand, Baserva says her sellers are benefitting from today’s market as well. “My sellers are also seeing the benefits a down market can bring, especially if they are looking to upgrade, downgrade or purchase a second home.”

“I’m so excited about where the real estate market is heading. Unfortunately, we don’t get to see enough ‘good news’ about the housing market and I can say that I’m thrilled that I am able to be a part of how Atlanta is getting positive exposure for being the wonderful, amazing, resourceful, business Mecca that it truly is,” concludes Baserva.

It’s this type of resourcefulness and mindset that has landed Baserva a spot on a national television show for her second time. For more information, please contact Winter Baserva at 678-463-3173, winter@seasonsrealtygroup.com 

                                                   

 ###

As an expert in all aspects of real estate from buying and selling to investing and REO properties, Baserva builds her business based on honesty, respect, and trust by empowering her clients with the education and tools needed to make an informed decision.  Raised in Roswell, GA, and a graduate from Chattahoochee High School in Alpharetta, she moved back to Atlanta in 2007, after working for a residential brokerage and commercial developer in Florida.

Her career originally started out in communications, marketing and public relations. Baserva has previously held positions with the Miami Art Museum, Miami Children’s Museum, Grove Garden Luxury Residences, and others helping them grow their businesses through publicity management and strategic marketing campaigns. Her skills have received attention from highly-accredited publications such as Interior Design, Time Magazine, The Chicago Tribune, Atlanta Journal Constitution, and many others. 

She is active in many community organizations and donates to several community causes including Center for Visually Impaired, and Smile Train, a company that gives children with clef lips a new chance at life, and Have a Heart. 

Originally from Atlanta, GA, Baserva graduated from The Florida State University with a Bachelor of Science in Communications with an emphasis in Public Relations. She currently resides in Sandy Springs.

February 21, 2011

Atlanta Relocation…..What to Look for in an Atlanta Relocation Home!!!

Posted in Uncategorized tagged , , , , , , , , at 4:20 pm by winterbaserva

Relocation…..What to Look for in an Atlanta Relocation Home!!!

Atlanta, the sixth-largest city in the Southeastern region and home to over 5.3 million residents, has undergone a transition from a city of regional commerce to a city of international influence. It has been among the fastest growing cities in the developed world for over a decade. And, fortunately for those of us who live here, we see no signs of this slowing down. As a matter of fact, by the year 2020 Atlanta is projected to house over 8 million residents!!! And, with all of the global technology companies and international corporate headquarters such as UPS, Delta, Coca-Cola, CNN, TBS, the Center for Disease Control, etc. there will continually be a steady flow of people relocating to the area.

So, when you are being relocated to the sweet tea capital of the world, keep in mind these simple tips when your company or you are looking for your perfect relocation home:

•1)    LOCATION-How many times have we heard this one?? We’ll, you will need to consider this EVEN MORE carefully in Atlanta, as some of the commutes can have you in your cars for days. Most people who are relocating to the area opt for a “suburban feel” with proximity to “the city” where most headquarters are located…..In comes the ideal town of Sandy Springs. Perfectly situated near I-285 and GA-400, this is one of the BEST areas in terms of family life, proximity, shopping, entertainment and more. The air is clean, people friendly and you have access to just about ANY restaurant, store, etc. that you may need.

As a real estate agent I spend 90% of my time in the car and doing ANYTHING to avoid the ATL grind, and I’m happy to say that Sandy Springs/Atlanta has been my home for the last three years. It’s just SO close to the city and SO safe and suburban. Remembering your location is the first tip to finding a good Atlanta home.

 •2)    FEATURES-Most people that are being relocated to the area tend to hold high power, high stress and highly time consuming jobs. Renovations and rehab are not items that most are able to do and even if they wanted to or could afford to, just don’t have the time. You will want to find a home that has the features you want, so you can move right in and get settled. Things that resell in Atlanta and hold significant value include BRICK homes, RENOVATED kitchen’s and bathrooms, and having basements either for storage or for additional play area. Yards go a long way here too, so in your search, be sure to find homes that have these things taken care of, so you can get on to the more important things in life!

 •3)    VALUE-Who doesn’t want a good deal in this market?? But, where does value exactly come from?? This point can be summed up by my previous points, having the right location, the right features and the right price….THIS EQUALS VALUE!! Be sure to find a home that exudes this quality!!!

 •4)    BASEMENTS-While this is really one of the “features” you are looking for, finding a home with square-footage and more importantly, a basement will be KEY to your resell value. Atlanta is BIG ON BASEMENTS. Its pretty hard to find homes “inside the perimeter” with basements that go beyond your typical crawl space, so have an open mind and seek homes “just outside the perimeter” that will bring you more square footage and better value.

While these are just some of the things to look for when relocating to Atlanta, other things such as low land taxes and schools will also need to be considered. Although, its hard to find all of the items above in a home, its not impossible.

Recently, this BREATHTAKING ASSET SALE that has been reduced $159,000.00 and had $80,000.00 worth of upgrades has recently come up for sale and is the PERFECT relocation home. It also represents EVERYTHING above which is all but impossible to find in one shot!

 

No expense has been spared and your tastes are ignited as you witness the designer features, like a choice of TWO MASTER SUITES (one upper and one on the main) with the SPA-LIKE master bath renovations. Or, maybe you prefer to have a cup of joe in the ADDITIONAL KEEPING ROOM with VAULTED CEILINGS or FORMAL DINING . Better yet, prepare a meal and IMPRESS YOUR FRIENDS in the RENOVATED kitchen that sparks the inner-chef in you!!!

This gem boasts so many well-appointed features; it’s hard to cover them all. What I can say for sure is that this home is NOT the home for you if…..

*You DON’T need an abundance of space.
*You want a “small home”
*You ONLY entertain two times a year.
*You want a “FIXER UPPER“.
*You DON’T want to impress your friends and family.
*You’re NOT looking for a GREAT value!
*You DON’T want Loads of Parks and Tons of Activities to do!
*You just DON’T enjoy the finer things in life.

With a complete renovation from the studs in, this resort-like home proves a luxury living experience with every modern convenience, yet still captures its authentic old world charm at a FRACTION of what you might expect to pay.

 Other Special Features Include:

•  Gorgeous CHEF’S Kitchen Renovated From the Studs In..Means NO REHAB!!!  

 NEWER Antiqued Cabinets, Striking GRANITE Counters, Tile Backsplash and STAINLESS APPLIANCES!!!

•  Enjoy a Cup of Joe in the FIRESIDE FAMILY KEEPING ROOM with VAULTED CEILINGS!!!   

•  Stunning FLOOR-TO-CEILING Dramatic Fireplace Keeps you COZY in the Winter!! 

•  True to Its Character, enjoy AUTHENTIC, Original Gleaming Oak Hardwood Floors!! 

•  NO Dated Marble Here…Enjoy the ULTIMATE in Luxury Living as You’re Greeted with a TRAVERTINE Foyer

•  WOW!! A Choice of TWO MASTER Suites each with SPA-LIKE Master Bath Retreats!!! 

•  Secondary Rooms are OVERSIZED, so BRING ON THE Big Family!! 

•  Designer Paint Throughout! Oh Yeah!

•  FULL Daylight, Walk-Out Basement to EXPAND, but You Probably Won’t Even Need To!!! 

•  LAVISH, PRIVATE Back Yard PERFECT for the Entertainer in You!

•  Custom Built-In Bookshelves to Store Your Family Memories!!! 

•  Friendly & SAFE Swim/Tennis-AVAILABLE Neighborhood w/ MOM’S Day Out Program!  

•  Located Near Church, so SLOW Traffic!

•  Close to PARISH/PRIVATE School, which GIVES YOU OPTIONS!! 

•  Perfectly Situated off GA-400 Exit 5 & Abernathy Near SHOPPING, RESTAURANTS, PARKS, ENTERTAINMENT!!

•  So CLOSE, You’ll Think Your ITP, but WITHOUT the ITP Taxes!   

•  Unique Architectural Details Give This Traditional Home a Modern Feel!

•  Loads of Natural Light Overlooking Rich, MATURE LANDSCAPING!

•  Lowest-Priced Luxury Home Featured in Atlanta’s TOP SCHOOL District  

•  NEW ARCHITECTURAL ROOF!!!

 But, don’t take my word for it, see this stunning beauty for yourself:
Atlanta

For more information or to schedule your own private tour, visit www.SeasonsRealtyGroup.com or call Winter Baserva at 678.463.3173

February 16, 2011

FHA Changes on the Horizon….

Posted in Uncategorized tagged , , , , , , , , at 8:07 pm by winterbaserva

FHA Changes on the Horizon….

FHA Commissioner David H. Stevens today announced a new premium structure for FHA-insured mortgage loans:

  • The annual mortgage insurance premiums will increase (MIP) by a quarter of a percentage point (.25) on all 30- and 15-year loans. 

 

  •  The upfront MIP will remain unchanged at 1.0 percent. 

 

  •  Fiscal year 2012 budget will impact new loans insured by FHA on or after April 18, 2011.

 

  •  FHA to remain the most cost effective mortgage insurance option for borrowers with lower incomes  and lower down payments.

 

  • FHA will continue providing affordable homeownership options to underserved American families and first-time homebuyers while helping to stabilize the housing market during these tough times. 

 

  • On average, new FHA borrowers will pay approximately $30 more per month. 
 

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