October 31, 2011

President HARP’s on new program to assist Homeowners Looking to Refinance

Posted in Uncategorized tagged , , , , , , at 7:23 pm by winterbaserva

  Obama’s HARP is playing in Washington for homeowners who may be underwater with their mortgages!

The current Administration’s Home Affordable Refinance Program (HARP) has been designed to assist homeowners in refinancing their mortgages – even if they owe more than the home’s current value. The program allows refinancing of qualifying loans if the borrower owes up to 125 percent of the home’s value. Since its inception however, 9 out of 10 of eligible homeowners have failed to take advantage of this government program.

The HARP program will allow homeowners who have made timely mortgage payments in the last year to refinance even without the equity in their home that traditionally they would need to refinance. One important aspect of the stipulations to note is that homeowners current mortgage would have to have been sold to Fannie Mae or Freddie Mac before May 31, 2009. The HARP program will be presented in phases with loan applications starting at December 1, 2011 or after.

The enhancements to the HARP program will include:

  • Eliminating certain risk-based fees for borrowers who refinance into shorter-term mortgages and lowering fees for other borrowers;
  • Removing the cap on loan-to-value (LTV) – previously set at 125 percent – to allow far more borrowers to qualify (effective sometime in the first quarter of 2012);
  • Extending HARP through December 31, 2013; and
  • Streamlining the process further for borrowers.

HARP generally reduces the borrowers’ monthly mortgage payment by providing a new loan at a lower interest rate, and may also be used to replace an adjustable-rate or interest-only loan with a fixed interest rate loan. To find out  if you may qualify for the HARP program please contact your local Mortgage lender.


October 12, 2011

Winter Baserva, Atlanta’s Real Estate Expert is the Only Agent to Be Featured On HGTV’s House Hunters Atlanta..Twice!

Posted in Uncategorized tagged , , , , , , , , , , , , , , , , , , , , , , , at 6:44 pm by winterbaserva

Winter Baserva, Atlanta’s Real Estate Expert is the Only Agent to Be Featured On HGTV’s House Hunters Atlanta…Twice!

Shooting my first episode on HGTV’s House Hunters in 2010, “Pampered Poochwas such an amazing experience. My clients Kelly & Brian had set out to find their perfect Brookhaven Home and we were able to capture all of the good, bad and ugly of the home buying experience. It truly bonded us along the way as well. Here is a little scene from my first episode, Pampered Pooch:



If you aren’t familiar with “House Hunters” the popular show, which has an average of five million viewers per episode, takes viewers behind the scenes of the emotional experience of finding and purchasing a new home.

My most recent episode: Engaged Couple Buys First Home in Atlanta aired on Sept. 25, 2011 and all I can say was it was a hilarious time filled with lots of funny moments…I think HGTV’s description says it all:

Tyler and Sherry are getting married in a few months and want to buy their first home in Atlanta, Georgia. But, with Sherry picking apart every cosmetic detail in the homes they see, and Tyler rating the quality of each room on a scale of 1 to 5, their realtor, Winter Baserva, is being put to the test. Can she find a place that meets their high standards?

And, here is a sneak peak of the second episode

I felt so honored and humbled to be choosen to do another Atlanta episode. This officially makes me the only Atlanta Real Estate Agent to be featured on the show twice.












But, aside from the glitz and glamour of being on TV, there is actually A LOT more than meets the eye….

For one, Atlanta is receiving BIG International Media attention for the business Mecca that it is. Being home to some of the Nations TOP global corporations like Delta, Coca-Cola, Center for Disease Control and NCR to all of the growth projections for the city, its truly rewarding to see Atlanta being highlighted on the map.

In addition to Pietown Productions, lots of other production companies are bringing their business, just see how much Atlanta is on the MAP in terms of movie making and that is all helping to fuel our local enconomy.

But above all else, this popularity, the increasing number of home sales and the influx of business is hopefully helping home owners understand that the economy is picking up, things are NOT that bad and we will ALL get through this.

I can’t speak for other agents, but I can tell you that according to the National Association of Realtors your average agent sells 6 homes a year, and to date my team, Seasons Realty Group and I have sold over 60 homes. That is 10 times your average agent….How, you ask??

We’ll aside from working 28 hour days everyday, there are still people buying and selling homes and we provide them with the utmost service and advice to help them get into their home or get it sold quick ….So sellers be happy, things are turning around …buyers enjoy this wonderful opportunity you have at your hands, it won’t be here forever…..

If you don’t get a chance to watch the second episode, here are a few clips:

The episode will continue to air throughout the year, so check HGTV for the upcoming schedule. And, if you would like to start your own house hunt with me and possibly be on my next episode, please give me a call at 678-463-3173.

October 5, 2011

When a Seller Loses Their Mind, a Buyer Gets a home priced $297K BELOW SELLER COST + $90,000 in UPGRADES!!

Posted in Uncategorized at 8:39 pm by winterbaserva

When a Seller Loses Their Mind, a Buyer Gets a home priced $297K BELOW SELLER COST + $90,000 in UPGRADES!!

Shut the FRONT DOOR!!! But, don’t believe me, JUST CHECK THE TAX RECORDS!! Its official, my sellers have lost their mind!! So, why would I call my seller CRAZY??? We’ll quite honestly, anyone who drops the price $297,000 below what they paid for it has to be nuts!!!

And that is exactly what my Smyrna SELLERS have done.


This Smynra Beauty Entertainer’s Estate with a MIND-BLOWING Renovation is now available for $297,000 less than the Seller paid for it, and that’s not including the $90,000 in ugrades!!!!!!

This LAVISHLY-DESIGNED Craftsman Home home boasts the ultimate in pristine appointments and luxurious finishes, all in a highly-sought out area known for its ideal location, friendly neighbors and acess to some of ATL’s HOTTEST entertainment!

Perfectly situated off I-285, your eyes won’t believe this hand-tailored renovation masterminded on this one-of-a-kind home.

From the STUNNING chef’s kitchen with MASSIVE Granite Island that opens to the Coffered ceiling, Fireside Family room to the LAVISH master suite with PRIVATE Office and Spa-like Master Bath Retreat to the FULLY FINISHED BASEMENT, you are sure to experience the ULTIMATE in LUXURY living, all for a fraction of what you might expect to pay. And, when I say fraction, I really mean

A S-T-E-A-L!!!!    

With over $90,000 in upgrades, pride of ownership is an understatment and the seller paid $682,000 for this home. BreathTAKING is about the only way you can describe this IMMACULATE masterpiece.

The hard-to-find fully-finished basement complete with its own bedroom, FULL bath, living areas, Media room and bonus room makes this gem a slam dunk!

But, don’t take my word for it, call me today at 678-463-3173 or visit http://www.SeasonsRealtyGroup.com to set up your own private showing!